Card Charges
Junio's pricing is simple and transparent — no hidden fees, no annual charges.
| Item | Charge |
|---|---|
| Annual fee | ₹0 |
| Card issuance (virtual) | Free |
| Card issuance (physical) | ₹99 (introductory price) |
| Reload fee | ₹0 from bank account |
| ATM withdrawal | Per Transcorp PPI policy |
| Cashback | Flat 1% on eligible spends* |
* 1% cashback applies on eligible online and offline spends. The full Transcorp PPI Terms & Conditions apply — see our Terms & Conditions page for details.